Estate Lawyers
THE ASSUMPTION OPTION MOST ATTORNEYS NEVER HEAR ABOUT.
The "Inherited Property" Promise
Inherited property expertise, loan assumptions at original rates, and probate parallel processing that saves your clients months. We handle the mortgage complexity so your estate settlements close cleanly.
The Challenge
Complex Inherited Property Financing
Inherited property financing is complex and most lenders avoid it entirely
Unknown Assumption Options
Loan assumption at the original rate is an option most attorneys and lenders don't know exists
Probate Delays
Estate settlement stalls while waiting for probate before starting the mortgage process
How We Help
Assumption at Original Rate
A 3.5% loan assumed versus refinancing at 6.5% or higher. Over 30 years, that's $75,000 or more your client keeps. Most lenders won't even mention this exists.
Probate Parallel Processing
We start the mortgage process alongside probate proceedings, not after. Your client closes in 25 to 35 days once probate clears, instead of starting a 60-day clock.
Estate Transition Guidance
When a homeowner passes, financing options can be preserved for surviving family. We navigate the restoration timeline so the benefit isn't lost.
Gift of Equity Purchases
Families giving property to kids or relatives? We handle gift of equity purchases so inherited homes transfer at the lowest cost with the right structure.
Loan Products We Offer
The Math That Matters
Cost Comparison
| Category | Traditional | Vet Home Fund |
|---|---|---|
| Origination Fee | 1.0% | 0.5% |
| Lender Fees | $1,200 | $495 |
| Rate Spread | +0.25% | Wholesale |
| Your Client Saves | $5,000 to $7,500+ |
The VHF Difference
Wholesale Pricing
Under 1% total origination costs. $5,000 to $7,500 in savings per deal versus retail lenders.
Custom Technology
Tools built for clients and partners. Savings calculators, client portals, rate tracking, all free.
Owner Direct Service
Every client speaks with the company owner. No call centers, no handoffs, no quality drops.
Free Advisory Services
Credit improvement, financial coaching, and daily rate monitoring included for every client, at no cost.